Anticipated closing costs

 JANET & TOM SHATZER DAVE LOWE REALTY can walk you through closing - 352-267-6546
There are certain basic costs linked to closing the sale of a home. These costs are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the transaction.

Costs pertaining to your mortgage to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, we'll not only work to get the optimal sales price, but we'll also push for lower closing costs. And once we've come to an agreement, we'll give a detailed list of the closing costs so you know exactly where your money is going.

Buyers: If you're purchasing a house in Mount Dora, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an appropriate range so you're not shocked when you get to the closing table. We'll be willing to look through the estimate with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

Don't forget to factor in closing costs when considering a home sale or purchase. JANET & TOM SHATZER DAVE LOWE REALTY is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 352-267-6546 if your needs include a real estate pro experienced in the business side of buying and selling.

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